Disclaimer
Important information about our role, the cost of short-term credit, and borrowing responsibly.
Last updated: January 2025
Referral Service, Not a Lender
Dauphine is a referral service that connects borrowers with licensed third-party lenders. We do not lend money, make credit decisions, or set the terms of any loan. Any loan you receive is a contract between you and the lender.
Cost of Borrowing
Payday loans are a high-cost form of short-term credit and are not intended as a long-term financial solution. The maximum cost of borrowing is set by each province and territory. For example, a fee of $15 per $100 borrowed over two weeks corresponds to a very high annual percentage rate.
Always review the total dollar cost, the annual percentage rate, and the repayment date disclosed in your loan agreement before you sign.
No Guarantee
Submitting a request does not guarantee approval. Lenders assess each application against their own criteria, and neither approval, loan amount, nor terms are guaranteed by Dauphine.
Borrow Responsibly
Only borrow what you can repay by the due date. If you are experiencing ongoing financial difficulty, consider lower-cost alternatives and free credit-counselling resources before taking on high-cost credit.
Informational Content
The content on this website is provided for general information only and does not constitute financial, legal, or professional advice. This is a demonstration project; figures and details are illustrative and should be verified against current provincial regulations.